Investment Management
Niles Asset Management, Inc. provides discretionary portfolio management services for individuals, pension plans, trusts, and endowments. Our motto is “Building Wealth Through Disciplined Asset Management”. We do not sell investment products as traditional stock and insurance brokers, but rather we manage assets based on the individual needs of our clients. Each portfolio is tailored to fit the risk profile of the client.
We use, as a guide, a comprehensive investment policy, which defines the model asset allocation among asset classes and industry groups, based on the current market cycle. Each individual portfolio is then adjusted, based on this policy, to reflect the individual’s risk tolerance.
An annual review process with clients includes a comprehensive performance report, as well as reviewing policy goals, and making adjustments as needed. At Niles Asset Management, Inc., we do our utmost to encourage an ongoing dialogue with our clients. These periodic reviews help ensure that this goal is met.
Financial Consulting Services
Niles Asset Management, Inc. assists financial institutions, including banks, thrifts, and credit unions, in the area of Asset/Liability management. This involves helping these institutions develop risk management policies and strategies in the areas of:
- Interest Rate Risk Management
- Liquidity Management
- Investment Portfolio Management
- Policy Formulation
- Simulation Modeling
- Management/Board Training
As part of this process, Niles Asset Management, Inc. develops and maintains a comprehensive Asset/Liability modeling process designed to assist companies in the development of sound strategic decision making and to help satisfy Asset/Liability regulatory requirements. This technology provides financial institutions with the capability of utilizing simulation modeling.
Insurance
Niles Insurance Agency is excited to bring our financial and insurance expertise to the St. Lawrence Valley and Adirondack Foothills. Niles now offers auto, home, and business insurance. The goal is to provide north country residents with affordable options through reputable insurance companies.
No one enjoys shopping for insurance. It can be complicated and confusing, especially for a first-time buyer. We are here to make insurance easy. As an independent insurance agency, we compare rates and coverage from multiple carriers to find the best value.
We can help answer the important questions, such as:
• What should I be protecting?
• How much coverage do I need?
• When is the right time to shop for and buy coverage?
• Should I insure everything with one carrier?
Customer service is our #1 focus.
It is our mission to ensure our customers receive excellent service and prices.
Our Services
Brochures
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Investment Management Download
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Consulting Services Download
